Allianz Business Partners · Life · General · Syariah
Protect what matters.
Build what lasts.
Clear advice for individuals, families and business owners. We help you protect today and prepare for tomorrow.
Who We Help
Different roles. Different risks.
Tell us where you are, and we will start from there.
Individuals & families
Life, health, income and legacy
The people you love deserve a plan that still works when life does not go as expected.
- Family income protection
- Health and critical illness
- Education and legacy planning
Your business can grow beyond one person.
Business owners & companies
But could it carry on without them? We help you look at founder, key executive and critical revenue dependencies, and protect your team.
- Keyman and business continuity
- Employee benefits and severance planning
- Assets, travel and trade credit
Life & Family
Plan for the unseen. Keep your life’s plans on track.
Income protection
Keep your lifestyle and your plans on track if your income were to stop.
Health & critical illness
Be ready for medical costs and recovery without draining your savings.
Education & legacy
Fund the future you are planning for your children, and pass on what you have built.
Business Protection
Protect the people, the business, and everything they’ve built.
Keyman protection
Instant liquidity and financial stability for management and investors if a key person is lost.
Employee benefits
Health cover, group savings and severance planning to support and retain your team.
Business assets
Protection for physical assets and for keeping operations running after a disruption.
Trade credit
Reduce the risk of buyer default and secure your receivables.
Corporate travel
Round-the-clock travel protection for executives and traveling teams.
Risk assessment
A 30-minute review of where your business is exposed and what is already covered.
Life, General and Syariah coordinated in one place. Advice tailored to your priorities. Support all the way through to claims.
Book a corporate risk assessmentAbout Us
For the things we face, but rarely talk about.
Hi, we’re Yosephine + Jefta (Pin + Jef),
a couple-preneur team and Allianz Business Partners, helping individuals, families and businesses prepare for life’s financial “what ifs.”
We’ve seen how unexpected events can affect the people we love, the businesses we build, and the dreams we work hard for.
Because life is unpredictable.
Your finances don’t have to be.
We start by understanding what matters to you, then help you prepare for what’s ahead.
Protection isn’t just about policies.
It’s about protecting the life behind them.
Backed by Allianz
Global strength, local reliability. Founded in Berlin in 1890, Allianz brings the strength of a global insurance group and local expertise to Indonesia, across Life, General and Syariah.
1890
Founded in Berlin
Over 130 years of financial experience
US$60.7B
Brand value
Brand Finance Global 500, 20 Jan 2026
€2.512T
Assets under management
Allianz Group Annual Report 2025, as of 31 Dec 2025
AA · Aa3
Financial strength ratings
Standard & Poor’s AA (Very Strong), Moody’s Aa3 (Very Low Risk)
How We Work
Advice built on your needs, not a sales target.
1. Understand
We listen first: your family, goals and responsibilities.
2. Review
We check what you already have, and tell you honestly where it is enough and where it is not.
3. Propose
We recommend only what fits, in plain language. The decision is always yours.
Open partnership
Grow with us.
Build your own business. Grow your income. Make a difference.
People are born. Families grow. Life happens.
There will always be something worth protecting.
Build a business around a need that never goes away.
Curious what’s possible? Let’s talk.
Let’s talk.
Schedule an unhurried 30-minute conversation about what protection may mean for you or your business. No pressure, no obligation.
+62 818 0610 0887
+62 857 7008 6536